Stefan Töpfer
CEO & Chairman of WinWeb
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"I'm passionate about very small business, it's positive impact on personal lives and for local communities. Reducing small business failure is my aim and that of WinWeb's services."

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Free Home Business Startup Video: Costume Supplies

by Stefan Töpfer on Jul 02, 2009

The twentieth in the WinWeb series of ‘Free Business Ideas’ on WinWeb’s You Tube Channel. To See More of these business ideas, you can use the free trial login to OnlineOffice.

I hope these videos will help you to make up your mind to start your own business, it does not cost the earth. If providing additional income for your family is on your agenda, this could be one of your opportunities.

Please share any business ideas you may have with us in the comments. Maybe we will make them into a video.

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small business blog top 10 tweetsThere are so many great home & small business blogs out there to give you inspiration and new ideas. Here are my top 10 reads for today - as usual you will find these and more good reads also on my twitter feed. I would encourage you to go and have a look at these blogs as they will give you a different perspective on some of the same issues I have covered on my blog.

These are just some of my daily tweets. Follow me on twitter for all of my updates.  – ST.

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Small Business World News Round-up - 2009/06/30

by Stefan Töpfer on Jun 30, 2009

Here is this week’s news round-up for home business, micro business, sole-traders, freelancers, self-employed and any one who is interested in small business news from around the world.

US Home & Small Business News Roundup

Canada Home & Small Business News Roundup

  • CFIB issues open letter on fuel costs: Canadian small firms are being hit hard by rising fuel prices and are calling on governments to provide tax relief and assurances that they will not introduce additional taxes, such as a carbon tax. This was the subject of an open letter sent today to federal finance minister Jim Flaherty and provincial/territorial finance ministers by the Canadian Federation of Independent Business (CFIB).
  • Sask. small business owners optimistic: The “barometer” of small business optimism is going up in Saskatchewan — and is once again the highest in Canada
  • Office sublet market soars 75% as businesses cut back: The amount of unused office space business put on the sublease market grew by almost 75% last quarter from a year ago, a further indication of the crumbling economy.
  • Alberta business sentiments rebounding after six-month slide: Business sentiment in Alberta appears to be rebounding after two quarters of economic volatility.
  • A mentor for every new entrepreneur: Launching a business from scratch can be a lonely journey, one seasoned entrepreneurs don’t recommend be undertaken alone. Ideally, novices should identify an accomplished entrepreneur within their community who would be willing to spring time to provide feedback on what has and has not worked for them.

Australia Home & Small Business News Roundup

  • Failure to take account: IN the aftermath of the May budget, those who think of themselves as entrepreneurs need to confront two of the greatest reasons for small business failure. The first is their tightwad ways; the second, that their accountants too often are hopeless at business.
  • ATO offers free interest: SMALL businesses earning less than $2 million that have a tax debt can now apply to have any interest charges waived for 12 months and also request deferred payment dates for their activity statements.
  • SMEs warned that lending rates will only increase: Small and medium business owners hoping that further cuts to official interest rates will translate into lower rates for business borrowers have been handed a blunt warning by a new…
  • Worst is over, economic growth to come: A UNIVERSITY research group says the worst of the economic downturn is over and has forecast the Australian economy to record to flat to small growth over the remaining three quarters of calendar 2009.
  • Smaller firms ’starved of credit’: Small and medium sized businesses are being starved of credit by major banks whose dominance should be the focus of any parliamentary inquiry into banking, says PSIS chief executive Girol Karacaoglu.

India Home & Small Business News Roundup

UK & Ireland Home & Small Business News Roundup

  • Small Business Face Regulation Burden: The FPB is urging the Government to step up its efforts to reduce the burden of regulation on small businesses, following new research showing that red tape costs the UK’s smaller business employers almost £12 billion per year.
  • Time to Boost Broadband: The Federation of Small Businesses (FSB) has welcomed the Government’s commitment to ensure universal access to fast broadband, but warns the expected 2mbps by 2012 lacks ambition and shows the UK is in a time-warp
  • UK Small Firms Suffer Poor Credit Ratings: Nearly two thirds of UK small firms bear a credit rating which may negatively affect their ability to obtain credit finance and favourable credit terms from suppliers, according to new research from Graydon UK, a leading credit risk management agency.
  • Small businesses in Northern Ireland face £284 million bill for regulation: Small businesses in Northern Ireland lose almost £300 million every year due to government red tape, new figures have shown.
  • GOVT should cut small business red tape: Small companies in the UK spend almost one working week each month dealing with red tape.

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!cid_CF682DD0-D4EF-4328-A711-50E49F677CDC This is the first of a series of weekly posts giving hints and tips to small, home & micro business owners.

 

  • When disaster strikes: It is always a rare occurrence, but anything can happen when you least expect. 
  • Evaluate your insurance needs: It is never worth taking the risk of not insuring every aspect of your business. You cannot predict when a disaster may occur and the form it may take. 
  • Establish a line of credit: You do not need to use the line, but it is useful to have access to it when you are faced with disruption to your business. The cash can be repaid as soon as you get through the turbulent period. 
  • Have a plan in place: This can be a few pages worth of key contacts and information or a huge manual with detailed instructions on what should be done in the event of emergency - it is important for you and your employees to have something in place to guide them through the worst. 
  • Keep Documents Stored Safely: You could use the Document Storage built into OnlineOffice in order to ensure their safety.
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Ideas – Small Business Quote of the Day

by Stefan Töpfer on Jun 28, 2009

!cid_614DAC36-A454-40F5-A10A-24B05ECD5A80 

A small business quote keeps you thinking, inspired and entertained. 

Every man with an idea has at least two or three followers.”

Brooks Atkinson (1894-1984) US critic & essayist, Once Around the Sun (1951) 

To view previous quotes of the day, click here  

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Ten Small Business Startup Ideas

by Stefan Töpfer on Jun 27, 2009

small business blog top 10 tweets

If you are sat at home this weekend contemplating starting your own small / micro home business or becoming a self-employed freelancer / sole trader then here are ten quick-fire business ideas to use as a starting point. 

  • A picture book series for adults explaining technology topics.
  • A mentoring website that connects entrepreneurs with specific mentors they seek.
  • A website for online job searching with IM capabilities so you can ask questions to other people searching or people who are advertising.
  • A virtual interior decorator that will make suggestions via digital photographs.
  • Web cam at school events so you can see your kid when you can’t make it.
  • A Build Your own Mardi Gras mask site.
  • Casual escrow service - Escrow service for more casual transactions, like between family or friends. 
  • Video creation for local businesses to put on YouTube.
  • Pillow case store - Store that only sells customers a large variety of custom pillow cases.
  • Cloud computing company allowing large enterprises to do mega-scale statistical simulations on-demand.

 I hope this will inspire you to start your own business, but if you need further encouragement take a look at our competitionST. 

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Free Home Business Startup Video: Car Buying Service

by Stefan Töpfer on Jun 25, 2009

The nineteenth in the WinWeb series of ‘Free Business Ideas’ on WinWeb’s You Tube Channel. To See More of these business ideas, you can use the free trial login to OnlineOffice.

I hope these videos will help you to make up your mind to start your own business, it does not cost the earth. If providing additional income for your family is on your agenda, this could be one of your opportunities.

Please share any business ideas you may have with us in the comments. Maybe we will make them into a video.

No Comments » | Trackback | Share This

small business blog top 10 tweetsThere are so many great home & small business blogs out there to give you inspiration and new ideas. Here are my top 10 reads for this week - as usual you will find these and more good reads also on my twitter feed. I would encourage you to go and have a look at these blogs as they will give you a different perspective on some of the same issues I have covered on my blog.

These are just some of my daily tweets. Follow me on twitter for all of my updates.  – ST.

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Small Business World News Round-up - 2009/06/23

by Stefan Töpfer on Jun 23, 2009

Here is this week’s news round-up for home business, micro business, sole-traders, freelancers, self-employed and any one who is interested in small business news from around the world.

US Home & Small Business News Roundup

  • Industry Urges Congress to Revise Small Business Funding Program:- The House Small Business Committee’s Subcommittee on Contracting and Technology recently held a hearing on legislation that would revamp small business innovation research (SBIR) and related Small Business Technology Transfer programs.
  • ‘Green shoots’ won’t bring back jobs yet:-Small business owners expect to see an upswing in the economy over the next three months, according to a recent survey of National Federation of Independent Business members, but big problems remain in areas like credit availability and employment.
  • Economists, small business owners say health reform key to economic reviva:- The idea that the US can’t afford comprehensive health care reform during a recession, as pushed by some opponents of President Obama’s call for reform this year, is flat out wrong, said a statement signed by more than 330 economists and released this week by the Institute for America’s Future.
  • Small business owners’ confidence rises:- Confidence among U.S. small businesses rose for the first time since April as pessimism about the economic outlook abated, a private survey showed.
  • Changes to SBA Loans Provides Help to Small Businesses:- Many argued that the recently passed economic stimulus bill included very little to help small businesses in the United States. Small businesses (those with less than 100 employees) directly employ some 40 million people in the United States and are a driving force in the economy. As such, many felt there should have been more relief for this important sector of business. Considering General Motors has or will receive some $50 billion in US Government aid and directly employs less than 100,000 persons, it certainly seems like a valid argument.

Canada Home & Small Business News Roundup

  • Private Lender:- Where can entrepreneurs go when the bank says, “No”? One small business financing alternative is the private lender. This interview with one private lender tells what private lenders look for before investing and one way to find one.
  • Filing Income Tax Late:- What happens if you file your income tax late. Part of the income tax FAQ for Canadian small businesses.
  • Business number Definition:- A definition of business number and an explanation of how to get a business number for Canadian small business owners.
  • Capital Cost Allowance:- A definition of Capital Cost Allowance and an explanation of how Capital Cost Allowance relates to income tax deductions for Canadian small business owners.
  • This Is a Fine Time to Start a Small Business: Nearly three-quarters (74%) of respondents to the Staples Canada national small business quarterly survey said their business had held steady in the past three months, up from 64% of

Australia Home & Small Business News Roundup

India Home & Small Business News Roundup

  • Kalam pills for MSMEs: The former president, Dr A.P.J. Abdul Kalam, on Sunday said MSMEs in Commonwealth nations needed to play catch-up in terms of competitiveness and this would require the combined effo-rts of researchers, technologists, engineers, business leaders as well as political systems. India ranks 50th in global competitiveness.
  • Commonwealth countries to explore small, green business mantra…:- Bangalore, June 20 : As the world grapples with economic meltdown, around 30 Commonwealth countries, including India, are set to explore small and green business opportunities for livelihood solutions to the rural poor. …
  • India did not want trade talks to collapse:- In his address at the US-India Business Council (USIBC) summit, Sharma cited the findings of a study on India Inc’s role in the US and said: “During the period 2004-07, the Indian industry had contributed $105 billion to the US economy…. max247 Direct Mail For Your Small Business - Targeting Customers by Zip Code - http://a295b.easyurl.net; max247 Want To Be An Entrepreneur Start A Home Based Business … http://bit.ly/ETzal; max247 @JerineYvonne who was u cakin wit …
  • APSFC to extend financial assistance to entrepreneurs:- RAJAHMUNDRY: Andhra Pradesh State Financial Corporation (APSFC) will be extending Rs 1,000 crore as financial assistance for prospective entrepreneurs this year, a top official has said.
  • India’s Exim Bank gets $60 mn to support small businesses:- The Export-Import Bank of India is getting a $60 million international trade facility to help support export-focused small and medium enterprises, which have suffered reduced access to finance due to global financial crisis.

UK & Ireland Home & Small Business News Roundup

  • Business owners value advice from family members:-A new report suggests that small business owners value the opinions of their spouses or partners when it comes to business advice. Although accountants are the most valued source for advice, bankers have fallen down the pecking order.
  • Small Businesses affected by dodgy expenses claims:- A leading law firm is urging small business employers to take a tough line on the management of expenses as the MP expenses scandal continues to make the headlines.
  • Small businesses find going tough:- Credit conditions for thousands of small business are getting worse not better, according to the Bank of England
  • Still no loans to small firms:- GOVERNMENT initiatives designed to ease funding problems for small to medium firms are having little effect, according to a Newcastle accountant.
  • Small firms waiting longer for payment:- The period of time small and medium-sized firms have to wait to be paid has extended to 73 days, according to a representative body for the sector.

WinWeb_Logo &

As always this list is not exhaustive, but I hope it will give you a little overview. — ST.

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small business blog top 10 tweetsThere are so many great home & small business blogs out there to give you inspiration and new ideas. Here are my top 10 reads for today - as usual you will find these and more good reads also on my twitter feed. I would encourage you to go and have a look at these blogs as they will give you a different perspective on some of the same issues I have covered on my blog.

These are just some of my daily tweets. Follow me on twitter for all of my updates.  – ST.

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